If you lose your Medicare Advantage plan you have a Guaranteed Right to return to original Medicare. You can also buy a Medigap plan to cover expenses not covered by original Medicare.
Healthdentalvision is proud to offer affordable Medigap options to seniors turning 65 or those who lost coverage due to cancellation of their Medicare Advantage Plan.
Medicare Advantage (MA) is also known as Medicare Part C. An MA plan is an alternative to Original fee-for-service Medicare. MA plans are sponsored by Medicare, which pays private insurance companies to provide health services to beneficiaries who enroll in these plans.
In order to join a Medicare Advantage plan you must be enrolled in Medicare Part A and B and continue to pay your part B premiums.
The most common types in California are PPO’s (preferred provider organization) and HMO’s (Health Maintenance Organization). An HMO does require a referral to see a specialist.
If an MA plan includes a prescription drug plan it is called an MA-PD. If it does not it is an MA only.
You have guaranteed-issue rights to a Medigap policy when: